Under Age 60 At this stage in life you may be dealing with a variety of personal and financial issues: Accumulating and preserving wealth Managing debt Prudent asset management Discretionary savings programs Long-range planning for retirement and emergencies Diversifying investments and establishing a growth strategy Creating a simple will and estate plan providing for heirs and bequests to charity Increasing income; increasing debt Learn about gifts that may address these issues while creating a legacy at Kent State. Get calculations for specific gifts.