Ages 60-70 At this stage in life you may be dealing with a variety of personal and financial issues: Estate and wealth-transfer planning Understanding the transfer-tax system Learning about wealth-transfer techniques Active financial planning Increasing cash flow—charitable gift planning helps minimize taxes Shifting to income-producing assets Assisting children with debt through annual gifts Assisting grandchildren with education expenses Concern with the financial future of the next generations Using trusts and wealth-transfer strategies to achieve goals Taking advantage of charitable trust issues to optimize family wealth transfers and maximize tax benefits Learn about gifts that may address these issues while creating a legacy at Kent State. Get calculations for specific gifts.